Own a home in one of Mumbai's most sought-after addresses with a low upfront payment and little to no EMI till possession — RERA-protected, transparent, and built around your cash flow.
A smarter way to buy
The payment plan lets you secure a Rustomjee residence with a small upfront commitment, then pay the larger balance closer to — or on — possession. With little or no EMI during construction, you keep your money working for you while your home gets built. Every project is MahaRERA-registered, so your investment is protected from day one.
Simple, transparent, flexible
Reserve your chosen residence with a modest initial payment — far less than a conventional purchase requires.
Through the construction period you pay no full EMIs, easing your monthly cash flow while your home takes shape.
Pay a further 10% as your home nears its occupancy certificate. Your home loan funds the construction milestones in between, so there is no EMI till possession.
| Milestone | You Pay | Bank Funds | What happens |
|---|---|---|---|
| At booking | 10% | 0% | A low upfront payment confirms your home. |
| During construction | 0% | 75% | The bank disburses against milestones and Rustomjee prepays the interest, so you pay no EMI. |
| Nearing possession (OC) | 10% | 0% | You pay a further 10% as the home nears its occupancy certificate. |
| At final demand | 0% | 5% | The bank releases the closing 5% on the final demand. |
You pay 10% on booking and a further 10% nearing the OC date; your home loan funds the rest (75% across construction milestones and 5% at the final demand), with no EMI till possession. Offered through ICICI Bank and Axis Bank.
Why buyers choose it
A low upfront commitment keeps your savings and investments intact during construction.
Avoid paying rent and full EMIs at the same time — pay in earnest only when you move in.
Every project is MahaRERA-registered, with milestone transparency and delivery accountability.
Access Rustomjee homes in BKC, Bandra, Prabhadevi, Juhu, Versova, Chembur, Matunga and Parel on flexible terms.
Find your address
Explore the homes available on the payment plan across Mumbai's prime micro-markets. Select a project to enquire — your choice carries through to the form below.
Good to know
It is a developer-funded payment plan that lets you secure a Rustomjee residence with a low upfront amount and no EMI during construction. You pay 10% on booking and a further 10% nearing the occupancy certificate; your home loan funds the rest, and Rustomjee prepays the construction-period interest so there is no EMI till possession.
You pay 10% of the Agreement Value on booking and a further 10% nearing the occupancy certificate. Your home loan funds the rest, released as 75% across construction milestones and 5% at the final demand, with no EMI till possession. Offered through ICICI Bank and Axis Bank.
Under no-EMI / pre-EMI plans, you avoid full EMIs during the construction period, easing cash flow until your home is ready. Terms depend on your home loan and the plan you choose.
The campaign runs across the participating residential portfolio shown below. Availability and the exact plan can vary by project and tower.
Yes. Rustomjee's residential projects are MahaRERA-registered; the RERA number is listed on each individual project page.
Yes. The low-upfront, no-EMI-till-possession structure is well suited to NRI buyers managing finances across geographies. FEMA-compliant payment routes apply.
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